That's pretty much what I'd assumed, but all the answers I received made is seem more that AGB insure shooting activities at the grounds of AGB clubs where only AGB members are shooting. As a paid up member of AGB you are covered by this insurance, but I'm not sure that the individual is insured. If I as an individual am insured, then surely the cover should be valid if I shoot in compliance with the rules of shooting - but apparently not - see a couple of the other Q&A:The club's insurance cover is not the same as the clubs members individual insurance cover.
Think of it like a haulage company. If the haulage company knowingly allows one of its drivers to drive under circumstances that would disallow that drivers insurance (drunk, on drugs, health issues, defective vehicle etc) then that could invalidate the companies insurance if that driver had an accident. It would NOT however, invalidate the insurance of the other drivers.
Similarly, if the club (committee) allow someone to shoot without agb membership/insurance then the club committee could be held liable in the case of an accident and I can see how the insurance company might not want to extend cover to the club committee under those circumstances. Therefore its in the best interests of the club committee members to take all reasonable steps to ensure that all shooting members are covered. My insurance, as a shooting member cannot be affected by the actions of someone else unless I knowingly collude or conspire with that person in such a was as to make myself liable either explicitly or implicitly.
That said, this information is my opinion and carries no warranty or guarantee and is provided as is as a general guide for information only.
Likewise on my opinion, no warranty or guarantees , but the above quotes are taken from replies received from AGB in December 2016, so I thought they might be of interest - they certainly weren't what I was expecting when I asked the questions.
If I shoot at an AGB club and comply with the rules of shooting, but another member chooses to shoot at a distance that does not comply with the rules of shooting for the range (eg I shoot at 60 yds on a field that is 120yds long, but another archer chooses to shoot at 100yds, 30yds longer than ?safe?) then Is my third party cover still valid given that I am still compliant with the rules?
As above ? all members must strictly comply with the Archery GB Rules of Shooting to be covered by the Archery GB insurance cover.
If as an AGB member I shoot at a non-AGB club, but on a range that fully complies with the AGB rules of shooting, would my AGB third party cover still apply?
If you shoot at a non-Archery GB Club, the Archery GB Insurance cover would not apply.